Legal

Terms of Service

The terms that govern use of openfeed — one set for developers building on the platform, and one for consumers using it.

Choose which terms to view

Developer Terms and Conditions

openfeed is provided by Biza Pty Ltd (ABN 54 624 797 655), an Accredited Data Recipient under the Consumer Data Right.

Last updated: 19 July 2026.

1. Acceptance and parties

1.1  These Developer Terms and Conditions (Terms) are a binding agreement between Biza Pty Ltd (ABN 54 624 797 655) (Biza, we, us or our), the provider of openfeed, and the entity or person that registers for or uses the Developer Services (you or the Developer).

1.2  By utilising the services of openfeed and creating a registered application, generating API credentials, or accessing or using the Developer Services, you agree to these Terms. If you are agreeing on behalf of an entity, you represent that you have authority to bind that entity.

1.3  Biza is an Accredited Data Recipient (ADR) under Australia’s Consumer Data Right (CDR). These Terms should be read with our CDR Policy and Privacy Policy, which form part of these Terms.

1.4  We may amend these Terms by giving you at least 30 days’ notice (by email or by posting the updated Terms). If you continue to use the Developer Services after the notice period, you are bound by the amended Terms. If you do not agree, you may terminate under clause 14.

2. Developer Services and license

2.1  The Developer Services comprise the openfeed application programming interfaces (APIs), authorisation services, software development kit (SDK), libraries, documentation and related tools and services we make available to you.

2.2  Subject to your compliance with these Terms and payment of applicable Fees, we grant you a non-exclusive, non-transferable, non-sublicensable (except as expressly permitted in these Terms), revocable and limited license to access and use the Developer Services for the purpose of building and operating your Developer Applicationand receiving data which is the subject of an Onward Disclosure agreement shared with you or your end users.

2.3  We own all right, title and interest (including intellectual property rights) in openfeed and the Developer Services. Except for the limited license in clause 2.2, no rights are granted to you. Any feedback you give us about the Developer Services may be used by us without restriction or obligation to you.

2.4  You retain ownership of your Developer Application (including your own source and object code). You may sublicense and redistribute the SDK only as embedded within, and as necessary to operate, your Developer Application.

3. How data reaches you

3.1  As an ADR, Biza collects a Consumer’s CDR data (including banking and energy data) with their consent. Under a separate onward disclosure agreement between Biza and the consumer, the consumer then directs Biza to share that data with a Developer Application outside the CDR Ecosystem. At the point it is shared, the data ceases to be CDR Data and instead is disclosed under the Privacy Act 1988 (Cth) (Privacy Act) In these Terms that data is called Disclosed Data.

3.2  These Terms apply whether you receive Disclosed Data:

  • directly, where the consumer chooses to share their data with you for your own product or service; or
  • to act as an intermediary, where you operate a Developer Application used by your own end users and Disclosed Data is shared with those end users, or with you on their behalf, under their onward disclosure agreement.

3.3  If you act as an intermediary, clause 8 (Minimum End-User Terms) also applies to you.

3.4  Biza’s sharing of Disclosed Data outside the CDR relies on the CDR Consumer genuinely directing the sharing and giving valid, informed and specific consent to it and is consistent with the currently published guidance. You acknowledge that your compliance with clauses 4 to 8 is essential to the lawful operation of this model, and that a breach by you may jeopardise Biza’s CDR accreditation.

4. Your obligations in handling Disclosed Data

4.1  Purpose limitation. You must only collect, use, hold and disclose Disclosed Data for the specific purpose that the consumer consented to. You must not use Disclosed Data for any secondary or unrelated purpose, and you must not disclose it onward except as the consumer has expressly authorised or as required by law.

4.2  Privacy Act and APP compliance. You must comply with the Privacy Act and the Australian Privacy Principles (APPs) in relation to all Disclosed Data, whether or not the Privacy Act would otherwise apply to you. Where the Privacy Act does not apply to you, you agree to comply as if you were an APP entity bound by it.

4.3  Security. You must implement and maintain security measures appropriate to the sensitivity of the Disclosed Data, consistent with industry best practice and the APPs, including encryption in transit and at rest, access controls, and secure credential management.

4.4  No CDR representation or reliance. You must not: (a) represent that you are accredited under the CDR or acting under the CDR when you are not; (b) represent or imply that Disclosed Data you hold is CDR Data; (c) represent or imply that Disclosed Data is protected by the CDR Rules or CDR Privacy Safeguards; or (d) rely on Biza’s CDR accreditation as a substitute for your own compliance obligations. You must make clear to your own end users, where relevant, that data they receive through your Developer Application is handled under the Privacy Act and your terms, not the CDR Rules or other related legislation.

4.5  Data Breach Notification. If you become aware of any actual or suspected unauthorised access to, or loss or misuse of, Disclosed Data, you must take immediate steps to contain it, comply with your obligations under the Notifiable Data Breaches scheme, and notify Biza as soon as possible and in any event within 48 hours.

4.6  Accuracy and authorisation. You warrant that you have all authorisations and rights necessary for your collection and use of Disclosed Data, and that any data you input into the Developer Services is accurate and lawfully provided.

5. Business verification

5.1  You must complete Biza’s business verification process before, and as a condition of, doing either of the following:

  • publishing or making available a public Developer Application (one available to the general public or to users who are not individually approved by you); or
  • operating a private Developer Application that has, or comes to have, more than five (5) end users.

5.2  Business verification may include: (a) verifying your Australian Business Number (ABN) and business registration details against relevant public registers; and (b) using CDR insights, within the permitted purposes under subrule 1.10A(3) of the CDR Rules (verification of identity, account balance, or details of credits to or debits from an account), to verify the account owner of a business bank account you nominate.

5.3  You must provide accurate, current and complete information for verification, and promptly notify us of any change. We may suspend or refuse access to the Developer Services, or restrict your Developer Application to no more than five end users, until verification is successfully completed.

5.4  You consent to Biza conducting the checks described in this clause 5 and warrant that you are authorised to provide, and to permit us to verify, the information and accounts you nominate.

6. Acceptable use

6.1  You must use the Developer Services only for lawful purposes and in accordance with these Terms. You must not, and must ensure your end users do not, use the Developer Services or Disclosed Data to engage in, facilitate, fund or conceal any illegal, harmful or fraudulent activity, including:

  • money laundering, terrorism financing, fraud, extortion, blackmail, or dealing with the proceeds of crime;
  • unlawful gambling, or gambling-related activity that breaches applicable law or another party’s terms;
  • the purchase, sale, manufacture or trafficking of weapons, firearms, explosives, illicit drugs or other unlawful goods;
  • any activity that infringes another person’s rights or is intended to harass, harm, exploit or defraud any person;
  • any activity that may bring us into disrepute or otherwise damage our reputation; or
  • any other activity that is illegal under Australian law or that we reasonably consider to be seriously harmful or abusive.

6.2  You must not, and must not permit any person to: reverse engineer, decompile or disassemble the Developer Services or attempt to derive their source code; circumvent or disable any security or technical measure; resell, rent, lease, sublicense or transfer the Developer Services except as expressly permitted; introduce malicious code; interfere with the integrity or performance of the Developer Services; or access data or systems you are not authorised to access.

6.3  You must not create a product that substantially replicates the Developer Services, or use the Developer Services to build a competing data-aggregation or CDR-intermediary service.

6.4  Breach of this clause 6 is a material breach. We may suspend or terminate your access immediately and without notice, and may report activity to authorities where required or permitted by law.

7. API credentials and account

7.1  We will issue you API credentials. You are responsible for keeping them confidential and for all activity conducted using them. You must not share, misrepresent or mask your credentials. Notify us immediately of any unauthorised use.

7.2  We may set and vary rate limits, quotas and technical requirements for the Developer Services, and may monitor your use to verify compliance with these Terms and for our internal business purposes. You must not circumvent these limits.

8. Intermediary developers — Minimum End-User Terms

8.1  This clause 8 applies if you act as an intermediary (clause 3.2). Before providing your Developer Application to an end user, you must present the end user with, and require them to accept, terms that are no less protective of Biza than the Minimum End-User Terms set out in Schedule 1 (or terms substantially the same).

8.2  You must ensure that your terms with end users: (a) do not diminish, reduce or exclude any of Biza’s rights under these Terms; and (b) name Biza as a third-party beneficiary entitled to enforce the Minimum End-User Terms as if it were a party.

8.3  You act as limited agent for Biza solely for the purpose of procuring end users’ acceptance of the Minimum End-User Terms. You are responsible for obtaining all consents and authorisations required for Biza to provide the Developer Services and for data to be shared with you or your end users.

9. Fees and payment

9.1  The Developer Services are charged on a usage basis using credits. There are no plans, tiers or lock-in. openfeed is free for consumers. Fees apply only to Developers.

9.2  Each of your Developer Applications is a separate Developer Application. One credit covers one consumer sharing their data with one of your Developer Applications for one month. If you operate more than one Developer Application, a separate credit applies for each Developer Application a consumer agrees to share their data with. For example, if a consumer shares their data with three of your Developer Applications in a month, that uses three credits for that month.

9.3  Each new account receives 10 credits free. Further credits are purchased in blocks of 100. Our current per-credit and per-block rates are set out at openfeed.au/pricing.

9.4  Credits do not expire. Free credits and credits you purchase remain on your account until used.

9.5  All amounts are in Australian dollars and, unless stated otherwise, inclusive of GST. We will issue a tax invoice for each credit purchase. Amounts paid for credits are non-refundable except as required by law.

9.6  You are responsible for maintaining a sufficient credit balance for your usage. If your balance is exhausted, we may decline or suspend further data sharing through your Developer Application until you purchase additional credits. We are not responsible for any resulting interruption to your Developer Application or your end users.

9.7  We may change our Fees, including the price of credits and the introductory rates, on at least 30 days’ notice. A change does not affect the price of credits you have already purchased. If you do not agree to a change, you may terminate before it takes effect.

10. Availability, updates and support

10.1  We aim to make the Developer Services available on a continuous basis but do not warrant uninterrupted or error-free operation. The Developer Services may be unavailable during maintenance, updates, or events beyond our reasonable control, and may depend on third-party providers.

10.2  We may issue updates to the Developer Services from time to time and may modify or discontinue features. We will use reasonable endeavours to give advance notice of material changes that affect you.

11. Intellectual property and confidentiality

11.1  Each party retains ownership of its pre-existing intellectual property. To the extent your intellectual property is incorporated into the Developer Services at your request, you grant us a non-exclusive, royalty-free license to use it as necessary to provide the Developer Services.

11.2  Each party must keep the other’s confidential information confidential and use it only for the purposes of these Terms, except where disclosure is required by law or a regulator.

12. Liability and disclaimers

12.1  Certain rights under the Australian Consumer Law,Privacy Act, CDR Rules and other laws cannot be excluded, restricted or modified (Non-excludable Rights). Nothing in these Terms excludes those rights. Where our liability for breach of a consumer guarantee can lawfully be limited, our liability is limited, at our option, to re-supplying the Developer Services or paying the reasonable cost of having them re-supplied.

12.2  Subject to your Non-excludable Rights, the Developer Services are provided “as is” and we disclaim all implied warranties, including as to merchantability, fitness for a particular purpose, accuracy, non-infringement, security and availability. We do not warrant that Disclosed Data will be accurate, complete or available, and you are responsible for determining the suitability of the Developer Services for your purposes.

12.3  Subject to your Non-excludable Rights, and to the maximum extent permitted by law, neither party is liable for any indirect, special or consequential loss, or loss of profits, revenue, goodwill or data.

12.4  Subject to your Non-excludable Rights, and to the maximum extent permitted by law, our total aggregate liability to you for all claims in connection with these Terms and the Developer Services (whether in contract, tort, under statute or otherwise) is limited to the total Fees paid by you to us under these Terms in the six (6) months immediately before the event giving rise to the liability.

12.5  Nothing in this clause 12 limits your indemnity obligations in clause 13 or your liability for breach of clause 4 (Disclosed Data), clause 6 (acceptable use) or for infringement of our intellectual property.

13. Indemnity

13.1  You indemnify, and will defend and hold harmless, Biza and its officers, employees and related bodies corporate from and against all claims, liabilities, losses, damages, costs and expenses (including reasonable legal costs) arising directly or indirectly from:

  • your breach of these Terms, including clause 4 (Disclosed Data), clause 5 (business verification) and clause 6 (acceptable use);
  • your use or misuse of the Developer Services or Disclosed Data, or that of your personnel, contractors, agents or end users;
  • any breach by you of the Privacy Act, the APPs, or any other law, regulation or license;
  • any Disclosed Data or information you or your end users submit that is inaccurate, misleading or unlawfully handled; and
  • any claim by a third party (including an end user, a consumer, or a regulator) arising out of your Developer Application or your handling of Disclosed Data.

13.2  You must co-operate with us (at your expense) in handling any dispute, complaint, investigation or proceeding to which this indemnity relates. This clause survives termination.

14. Suspension and termination

14.1  You may terminate by deregistering your developer application and ceasing to use the Developer Services. We may suspend or terminate your access immediately if you breach these Terms, if required by law or a regulator, if there is an insolvency event affecting you, or if continuing to provide the Developer Services would create an unacceptable legal, security or regulatory risk, including any risk to our CDR accreditation.

14.2  On termination or suspension: (a) the license in clause 2 ends (or is suspended); (b) you must immediately cease using the Developer Services; and (c) any accrued Fees remain payable. Clauses that by their nature survive (including clauses 3.1, 4, 6, 11, 12, 13 and 15) survive termination.

15. General

15.1  Compliance with law. Each party must comply with all applicable laws, including the Privacy Act and Privacy Laws. If a regulator makes enquiries or takes action in connection with your use of the Developer Services, you must provide reasonable assistance (at your cost, to the extent legally required).

15.2  Assignment. You must not assign these Terms without our prior written consent. We may assign or novate these Terms to a related body corporate or in connection with a sale of our business.

15.3  Relationship. Nothing in these Terms creates a partnership, joint venture or employment relationship. Except as stated in clause 8, neither party may bind the other.

15.4  Force majeure. Neither party is liable for failure or delay (other than to pay money) caused by an event beyond its reasonable control.

15.5  Notices. Notices to you may be sent to the email associated with your developer account. Notices to us must be sent to adr.support@biza.io.

15.6  Severability and waiver. If any provision is invalid or unenforceable it is severed and the rest continues. A failure or delay in exercising a right is not a waiver of it.

15.7  Entire agreement. These Terms, together with any order, the CDR Policy and the Privacy Policy, are the entire agreement between the parties about the Developer Services.

15.8  Governing law. These Terms are governed by the laws of Queensland, Australia. Each party submits to the exclusive jurisdiction of the courts of Queensland and the courts competent to hear appeals from them.

16. Definitions

APPs means the Australian Privacy Principles in the Privacy Act.

CDR Rules means the Competition and Consumer (Consumer Data Right) Rules 2020 (Cth).

CDR Data means data shared by end users to openfeed within the CDR Ecosystem which is protected by the CDR Rules and CDR Privacy Safeguards.

Disclosed Data means data shared with you or your end users through the Developer Services under an onward disclosure agreement.

Developer Application means the application, product or service you develop or operate using the Developer Services.

Fees means the amounts payable for credits used to access the Developer Services, at the rates set out at openfeed.au/pricing and as varied under these Terms, plus applicable taxes.

openfeed means the openfeed platform and Developer Services provided by Biza.

Privacy Act means the Privacy Act 1988 (Cth).

Privacy Laws means all laws, principles and codes relating to the handling of personal information that apply to a party, including the Privacy Act, the Australian Privacy Principles (APPs) and the Spam Act 2003 (Cth).

Schedule 1 — Minimum End-User Terms

These Minimum End-User Terms must be included (or reflected in substantially the same form) in the terms between an intermediary Developer and its end users. In these Minimum End-User Terms, we, us or our means the Developer, and Biza means Biza Pty Ltd, the provider of openfeed.

1. Accurate information

You agree that all information you provide through the service is true, accurate and complete, and you will use the service only for your own lawful purposes. You must notify us immediately of any unauthorised access to or use of the service.

2. Authorisation and data sharing

You authorise us to access, receive and use your data as necessary to provide the service you have requested. You acknowledge that your data is obtained through openfeed, that data shared with us is handled under the Privacy Act 1988 (Cth) and our privacy policy (and not under the CDR privacy safeguards), and that you have reviewed and accept how we handle your data.

3. Acceptable use

You must not use the service for any illegal or harmful activity, including money laundering, fraud, extortion, unlawful gambling, or the purchase or trafficking of weapons or other unlawful goods.

4. Disclaimers

The service and all data are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we and Biza disclaim all warranties as to the service and any data, including that the service will be uninterrupted, error-free, accurate or fit for your purposes. You use the service and rely on any data at your own risk. Nothing in these terms excludes rights you have under the Australian Consumer Law and Privacy Act that cannot be excluded.

5. Biza as third-party beneficiary

You acknowledge and agree that Biza is a third-party beneficiary of these Minimum End-User Terms, with the right to enforce clauses 1 to 5 as if it were a party to them. We enter into these terms with you on our own behalf and, for the purpose of these clauses, as limited agent for Biza.

Contact

For legal enquiries, contact Biza Pty Ltd at adr.support@biza.io.

End-User Terms and Conditions

openfeed is provided by Biza Pty Ltd (ABN 54 624 797 655), an Accredited Data Recipient under the Consumer Data Right.

Last updated: 19 July 2026.

1. About these terms and who we are

1.1  These End-User Terms and Conditions (Terms) govern your access to and use of openfeed, our consumer application and related services (the Service). The Service is provided by Biza Pty Ltd (ABN 54 624 797 655) (Biza, we, us or our).

1.2  Biza is an Accredited Data Recipient (ADR) under Australia’s Consumer Data Right (CDR), accreditation number ADR000204. We collect and handle your CDR data in accordance with the Competition and Consumer (Consumer Data Right) Rules 2020 (CDR Rules), the Privacy Act 1988 (Cth) (Privacy Act) and our CDR Policy and Privacy Policy.

1.3  By creating an account, giving a consent through the Service, or otherwise using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

1.4  These Terms should be read together with our CDR Policy, and our Privacy Policy, each of which forms part of these Terms and explains in more detail how we handle your data.

2. Eligibility

2.1  To use the Service you must be at least 18 years of age and hold, or be lawfully authorised in respect of, an account with an Australian data holder (such as a bank or energy retailer) from which CDR Data can be shared. By using the Service you represent that you meet these requirements.

2.2  You must use the Service in your own personal capacity, in relation to accounts you hold or are lawfully authorised to access. Where an account is held jointly, you confirm you have the authority of any joint account holders to share the relevant data.

3. What the Service does

3.1  The Service lets you connect your Australian banking and energy accounts and any other accounts from which CDR data can be shared and, at your direction, share your CDR data with a third-party application, product or service that you choose (each a Developer Application).

3.2  We provide the Service to you free of charge. A Developer Application may charge you for its own product or service in accordance with the terms you agree with that Developer Application. We are not responsible for those charges.

4. Consent and sharing

4.1  The Service involves two steps that you control:

  • a collection and use consent, authorising us to collect specified categories of your CDR data from your data holder (your bank or energy retailer) and use it to provide the Service; and
  • an onward disclosure agreement, under which you direct us to share your data with a Developer Application you choose.

4.2  Each collection and use consent is voluntary, specific and time-limited, and you can view, manage and withdraw it at any time. How your collection and use consent works, and how withdrawal is handled, is described in our CDR Policy. If you withdraw a collection and use consent, we may no longer be able to provide some or all of the Service to you.

5. Sharing your data outside the CDR

5.1  Under a onward disclosure agreement, your CDR Data leaves the CDR system at the point we share it with the Developer Application. From that point the data is no longer CDR Data, the CDR Privacy Safeguards no longer apply to it, and its handling is governed by the Privacy Act and by the Developer Application’s own terms and privacy policy. We refer to this data from this point as Disclosed Data.

5.2  A Developer Application is a separate business that we do not control. We are not responsible for how a Developer Application uses, stores or protects your data once it has been shared. You should read the Developer Application’s terms and privacy policy before you consent to share your data with it.

5.3  Each sharing of your data is made at your direction. Before you enter into a onward disclosure agreement, we will make clear that the data will be handled outside the CDR framework.

6. How we handle your data

6.1  We handle your CDR Data only as permitted by the CDR Rules and the Privacy Act and as described in our CDR Policy and Privacy Policy. Those policies set out the categories of data we collect, how we secure it, how long we keep it, and your rights to access and correct it.

6.2  We may de-identify data derived from your use of the Service and use it in aggregated form to operate, improve and develop our products and services, as permitted by the CDR Rules and the Privacy Act. We do not sell your personal or CDR data.

7. Your account and security

7.1  You must provide accurate information when you register and keep it up to date. You are responsible for maintaining the confidentiality of your account credentials and for activity that occurs under your account.

7.2  You must notify us as soon as possible if you become aware of any unauthorised access to or use of your account, atadr.support@biza.io.

8. Acceptable use

8.1  You must use the Service only for lawful purposes and in accordance with these Terms. You must not, and must not attempt to, use the Service (or data obtained through it) to engage in, facilitate, fund or conceal any illegal, harmful or fraudulent activity, including:

  • money laundering, terrorism financing, fraud, extortion, blackmail, or handling the proceeds of crime;
  • unlawful gambling, or gambling-related activity that breaches applicable law or another party’s terms;
  • the purchase, sale, manufacture or trafficking of weapons, firearms, explosives, illicit drugs or other unlawful goods;
  • any activity that infringes another person’s rights, or that is intended to harass, harm, exploit or defraud any person;
  • any activity that may bring us into disrepute or otherwise damage our reputation; or
  • any other activity that is illegal under Australian law or that we reasonably consider to be seriously harmful or abusive.

8.2  You must not attempt to gain unauthorised access to the Service, interfere with its operation, introduce malicious code, or use the Service to access data you are not authorised to access.

8.3  Breach of this clause 8 is a material breach of these Terms. We may suspend or terminate your access, and withdraw active consents, immediately and without notice, and may report activity to relevant authorities where required or permitted by law.

9. Your statutory rights and our liability

9.1  Nothing in these Terms excludes, restricts or modifies any consumer guarantee, right or remedy you have under the Australian Consumer Law, thePrivacy Act, the CDR Rules or any other law, where to do so would be void or unlawful (Non-excludable Rights).

9.2  Subject to your Non-excludable Rights, and to the maximum extent permitted by law:

  • the Service is provided on an “as is” and “as available” basis; we do not warrant that it will be uninterrupted, error-free, or that data will always be accurate, complete or available; and any representation, warranty, condition or guarantee that would otherwise be implied is excluded;
  • we are not liable for any loss or damage arising from your use of the Service, including inaccuracies in data, service interruptions, the acts or omissions of Developer Applications or other third parties, or matters beyond our reasonable control; and
  • we are not liable for any indirect, special or consequential loss, or loss of profits, revenue, goodwill or data.

9.3  Where our liability for breach of a consumer guarantee can lawfully be limited, our liability is limited, at our option, to re-supplying the Service or paying the reasonable cost of having it re-supplied. As the Service is provided to you free of charge, to the maximum extent permitted by law our total aggregate monetary liability to you in connection with the Service is limited to AUD $100.

10. Suspension and termination

10.1  You may stop using the Service and delete your account at any time. On deletion, we will withdraw your active consents, cease collecting your data, and delete or de-identify your data in accordance with the CDR Rules and our CDR Policy. To delete your account please email adr.support@biza.io.

10.2  We may suspend or terminate your access to the Service if you breach these Terms, if we are required to do so by law or a regulator, or if continuing to provide the Service would create an unacceptable legal, security or regulatory risk.

11. Changes to the Service and these Terms

11.1  We may change or discontinue features of the Service from time to time. We may also update these Terms. If a change is material, we will notify you by email or an in-app notice before it takes effect. Continued use of the Service after a change takes effect means you accept the updated Terms.

12. General

12.1  Governing law: These Terms are governed by the laws of Queensland, Australia. You and we submit to the exclusive jurisdiction of the courts of Queensland and the courts competent to hear appeals from them.

12.2  Severability: If any part of these Terms is invalid or unenforceable, it is severed and the remaining Terms continue in full force.

12.3  Entire agreement: These Terms, together with the CDR Policy and Privacy Policy, are the entire agreement between you and us about the Service.

12.4  Survival: Clauses that by their nature should survive termination (including clauses 5, 6, 8.3, 9 and 12) survive termination of these Terms.

12.5  Contact: For questions about these Terms or the Service, contact us at adr.support@biza.io. Privacy or CDR complaints can be made to complaints@biza.io.

13. Definitions

APPs means the Australian Privacy Principles in the Privacy Act.

CDR Rules means the Competition and Consumer (Consumer Data Right) Rules 2020 (Cth).

CDR Data means data disclosed to openfeed by you within the CDR Ecosystem which is protected by the CDR Rules and CDR Privacy Safeguards.

Disclosed Data means data shared with you or your end users through the Developer Services under an onward disclosure agreement.

Developer Application means the application, product or service you utilise which integrates with the openfeed platform.

openfeed means the openfeed platform and Developer Services provided by Biza.

Privacy Act means the Privacy Act 1988 (Cth).

Privacy Laws means all laws, principles and codes relating to the handling of personal information that apply to a party, including the Privacy Act, the Australian Privacy Principles (APPs) and the Spam Act 2003 (Cth).